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American Express

American Express Gold Rewards Card

Earn 2x Membership Rewards points on travel, groceries, gas and drugstores, and transfer points 1:1 to Aeroplan and other partners. Includes a $100 annual travel credit and comprehensive travel insurance.

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Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.

Annual fee

$250

Purchase rate

21.99% (purchases)

FX fee

2.50%

Grace period

21 days

What this card pays you

Groceries
2.40%$115
Dining
2.40%$58
Gas
2.40%$43
Transit
1.20%$9
Travel
2.40%$29
Bills & subscriptions
1.20%$29
Everything else
1.20%$43
Net value$250$75

This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.

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Rewards in full

  • 2x Membership Rewards points per $1 on eligible travel, groceries, gas stations and drugstore purchases in Canada
  • 1x on all other purchases
  • $100 annual travel credit

Rates & fees

American Express Gold Rewards Card: Rates & fees
Annual fee$250
Supplementary card feeFirst additional card free; $50 per card thereafter
Purchase APR21.99% (purchases)
Balance transfer introNo balance transfer offer
Balance transfer rateNo BT offer (n/a)
Balance transfer feeNo BT offer
Cash advance$5.00 per funds advance in Canada; funds advance APR 21.99%
Foreign exchange fee2.50%
Grace period21 days
NetworkAmerican Express

Important information

Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.

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