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American Express

American Express Platinum Card

Live the Platinum life with access to 1,400+ airport lounges worldwide, $200 in annual travel credits and $200 in annual dining credits. Unrivalled travel and dining perks, plus no foreign transaction fees.

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Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.

Annual fee

$799

Purchase rate

21.99% (charge card - balance due in full each month)

FX fee

2.50%

Grace period

21 days

What this card pays you

Groceries
1.20%$58
Dining
3.60%$86
Gas
1.20%$22
Transit
1.20%$9
Travel
2.40%$29
Bills & subscriptions
1.20%$29
Everything else
1.20%$43
Net value$799−$524

This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.

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Rewards in full

  • 2x Membership Rewards points on eligible dining and food delivery in Canada
  • 2x on travel (incl. flights and Amex Travel bookings)
  • 1x on all other purchases
  • plus $200 annual travel credit and $200 annual dining credit

Rates & fees

American Express Platinum Card: Rates & fees
Annual fee$799
Supplementary card fee$250 per additional Platinum card
Purchase APR21.99% (charge card - balance due in full each month)
Balance transfer introNo BT offer (charge card)
Balance transfer rateN/A (charge card)
Balance transfer feeNo BT offer
Cash advance$5.00 per funds advance in Canada; funds advance APR 21.99%
Foreign exchange fee2.50%
Grace period21 days
NetworkAmerican Express

Important information

Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.

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