BMO
BMO Ascend World Elite Mastercard
Ascend to better travel with 5x BMO Rewards points on eligible travel and 3x on dining, entertainment and recurring bills. World Elite Mastercard perks including comprehensive travel insurance and lounge access.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$150
Purchase rate
21.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 5 BMO Rewards points per $1 on eligible travel
- 3 pts/$1 on dining, entertainment and recurring bill payments
- 1 pt/$1 on everything else
Rates & fees
| Annual fee | $150 |
|---|---|
| Supplementary card fee | $50 per additional card |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | Not currently advertised on the issuer product page; promotional BT offers of 3-24 months may be available |
| Balance transfer rate | 23.99% (21.99% for Quebec residents) |
| Balance transfer fee | Up to 5% of the amount transferred; disclosed with each specific promotional offer (commonly 2%) |
| Cash advance | 1.00% of the advance or minimum $5.00; cash advance APR 23.99% (21.99% in Quebec) |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.