BMO
BMO Blue Rewards World Elite Mastercard
Introducing Blue Rewards - earn 10 points per dollar at partner merchants and turn everyday spending into travel. First-year annual fee waived, plus a $200 NEXUS statement credit.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$150
Purchase rate
21.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 10 Blue Points per $1 at Blue Rewards Partners (up to $1,000/month)
- 2 points per $1 on groceries, gas, EV charging, wholesale clubs and alcohol (up to $500/month)
- 1 point per $1 on everything else
Rates & fees
| Annual fee | $150 |
|---|---|
| Supplementary card fee | $50 per additional card (rebated first year for up to 3 additional cards) |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | 0% for 12 months (2% transfer fee) |
| Balance transfer rate | 23.99% (21.99% for Quebec residents) |
| Balance transfer fee | 2% of amount transferred on the promotional offer; up to 5.00% on other offers |
| Cash advance | 1.00% of the advance or minimum $5.00; cash advance APR 23.99% (21.99% in Quebec) |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.