BMO
BMO Preferred Rate Mastercard
A low interest rate and a low annual fee. Move your balance over at 0% for 18 months and pay down debt faster.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$29
Purchase rate
13.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- No rewards
- low-interest card with extended warranty and purchase protection
Rates & fees
| Annual fee | $29 |
|---|---|
| Supplementary card fee | $0 (additional cardholders free) |
| Purchase APR | 13.99% (purchases) |
| Balance transfer intro | 0% for 18 months (2% transfer fee) |
| Balance transfer rate | 15.99% |
| Balance transfer fee | 2% of amount transferred on the promotional offer; up to 5.00% on other offers |
| Cash advance | 1.00% of the advance or minimum $5.00; cash advance APR 15.99% |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.