Skip to content
Skarp FinanceSkarp Finance

CIBC

CIBC Aeroplan Visa Infinite Privilege

CIBC's most rewarding Aeroplan card, with a welcome offer worth up to 100,000 Aeroplan points and premium travel benefits including Maple Leaf Lounge access and priority airport services. Earn up to 2 points per $1 with Air Canada.

Apply

Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.

Annual fee

$599

Purchase rate

21.99% (purchases)

FX fee

2.50%

Grace period

21 days

What this card pays you

Groceries
2.25%$108
Dining
2.25%$54
Gas
2.25%$41
Transit
1.50%$11
Travel
4.50%$54
Bills & subscriptions
1.50%$36
Everything else
1.50%$54
Net value$599−$242

This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.

We earn a referral fee if an application is approved. It does not affect this ranking. How we rank

Rewards in full

  • 2 Aeroplan points per $1 on Air Canada purchases made directly
  • 1.5 points per $1 on gas, EV charging, groceries, travel and dining
  • 1.25 points per $1 on all other purchases
  • double points at 150+ Aeroplan partners and the Aeroplan eStore

Rates & fees

CIBC Aeroplan Visa Infinite Privilege: Rates & fees
Annual fee$599
Supplementary card fee$149 per additional card, up to 9 additional cards
Purchase APR21.99% (purchases)
Balance transfer introNo current intro offer
Balance transfer rate22.99% (21.99% for Quebec residents)
Balance transfer feeNo BT offer; no separate balance transfer fee listed in CIBC's Summary of Annual Interest Rates and Fees
Cash advance$5.00 CAD per cash advance in Canada ($7.50 USD outside Canada); cash advance APR 22.99% (21.99% in Quebec); fee does not apply to Quebec residents
Foreign exchange fee2.50%
Grace period21 days
NetworkVisa

Important information

Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.

We use Google Analytics to understand how the site is used. It stays off until you allow it, and saying no changes nothing about what you can do here. How we handle your data