Desjardins
Desjardins Flexi Visa
Keep interest costs down with a 10.9% purchase rate and no annual fee. Includes travel and mobile device insurance plus installment payment options on purchases of $200 or more.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
10.9% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- No rewards program
- low 10.9% purchase rate, plus travel insurance for trips up to 3 days (emergency healthcare up to $5M), mobile device insurance up to $1,000, purchase protection and extended warranty, and up to 15% off Hertz/Thrifty/Dollar rentals.
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 |
| Purchase APR | 10.9% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 12.9% (cash advances) |
| Balance transfer fee | No BT offer; balance transfers are treated as cash advances at 12.9% and no flat transfer fee is disclosed |
| Cash advance | No flat fee disclosed by Desjardins; interest accrues from the transaction date at 12.9% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.