Desjardins
Desjardins Odyssey Visa Infinite Privilege
Desjardins' top-tier card earns up to 4% in BONUSDOLLARS on restaurants, entertainment and groceries, with a low 11.9% purchase rate. Includes 12 airport lounge passes a year, Visa Infinite Concierge and up to 60 days of travel insurance.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$295
Purchase rate
11.9% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- Up to 4% in BONUSDOLLARS on restaurants and entertainment, 3-4% on groceries and alternative transportation, up to 3% on travel (first $25,000/year), and 1.5% on other purchases
- 1 BONUSDOLLAR = $1 in redemption value. Includes 12 complimentary Montreal-Trudeau lounge passes and Visa Infinite Concierge.
Rates & fees
| Annual fee | $295 |
|---|---|
| Supplementary card fee | $95 per additional card |
| Purchase APR | 11.9% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 12.9% (cash advances) |
| Balance transfer fee | No BT offer; balance transfers are treated as cash advances at 12.9% and no flat transfer fee is disclosed |
| Cash advance | No flat fee disclosed by Desjardins; interest accrues from the transaction date at 12.9% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.