MBNA (TD)
MBNA True Line Gold Mastercard
MBNA's lowest interest rate: just 10.99% on eligible purchases for a $39 annual fee. Add up to nine authorized users at no extra cost and keep more of your money working for you.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$39
Purchase rate
10.99% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- No rewards program
- MBNA's lowest 10.99% standard purchase interest rate
- purchase assurance (90 days) and extended warranty (doubles manufacturer warranty up to 1 year)
- up to 9 authorized users free
Rates & fees
| Annual fee | $39 |
|---|---|
| Supplementary card fee | $0 (up to 9 authorized users) |
| Purchase APR | 10.99% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 13.99% (balance transfers) |
| Balance transfer fee | Standard 1% of the amount transferred (min $3.50); promotional balance transfer offers 5% (min $3.50); not charged to Quebec residents |
| Cash advance | 1% of the amount (min $3.50); cash advance APR 24.99% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.