Neo Financial
Neo United MileagePlus World Elite Mastercard
Earn United MileagePlus miles on every purchase and up to 1.25x on United and Star Alliance flights. Includes a welcome bonus of up to 25,000 miles plus a 5,000-mile bonus every year you renew.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$89
Purchase rate
19.99%-29.99% (purchases, based on creditworthiness)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 1.25 miles per $1 on United Airlines and Star Alliance flights
- 1 mile per $1 on dining and groceries
- 0.75 miles per $1 on all other purchases
- welcome bonus up to 25,000 miles (5,000 on first purchase, 15,000 after $3,000 spend in 3 months, 5,000 annual renewal bonus)
Rates & fees
| Annual fee | $89 |
|---|---|
| Supplementary card fee | $0 (not separately disclosed on the product page) |
| Purchase APR | 19.99%-29.99% (purchases, based on creditworthiness) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 19.99%-29.99% (cash advances and balance transfers) |
| Balance transfer fee | Not publicly disclosed |
| Cash advance | Not publicly disclosed; cash advance APR 19.99%-29.99% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Mastercard (World Elite) |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.