RBC
RBC ION+ Visa
Earn 3x Avion points on groceries, gas, dining, rideshare and streaming for just $48 a year, with free additional cards. Includes up to $1,000 of mobile device insurance, purchase security and extended warranty.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$48
Purchase rate
20.99% (purchases)
FX fee
Not stated by issuer
Grace period
Not stated by issuer
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 3 Avion points per $1 on groceries, gas, dining, food delivery, rideshare and streaming
- 1 point per $1 on all other purchases
- annual fee rebate for students and RBC Advantage Banking for Students clients
Rates & fees
| Annual fee | $48 |
|---|---|
| Supplementary card fee | $0 |
| Purchase APR | 20.99% (purchases) |
| Balance transfer intro | No ongoing intro offer; promotional balance transfer rates are offered periodically by invitation |
| Balance transfer rate | 22.99% (balance transfers are treated as cash advances) |
| Balance transfer fee | Up to 3% of the transferred amount when a promotional rate offer is accepted after account opening |
| Cash advance | $3.50 in Canada, $5.00 outside Canada; cash advance APR 22.99% |
| Foreign exchange fee | Not stated by issuer |
| Grace period | Not stated by issuer |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.