RBC
RBC More Rewards RBC Visa
Earn 5 points per $1 at over 700 More Rewards grocery, pharmacy and partner locations plus on gas, EV charging and dining - and 3 points per $1 everywhere else. No annual fee, free additional cards and up to 20,000 bonus welcome points.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
20.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 5 More Rewards points per $1 at over 700 grocery, pharmacy and partner locations (Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Pharmasave and others)
- 5 points per $1 on gas, EV charging and dining
- 3 points per $1 on all other purchases
- up to 20,000 bonus welcome points
- purchase security, extended warranty (max five years) and mobile device insurance up to $1,000 for two years
- Petro-Canada savings
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 |
| Purchase APR | 20.99% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 22.99% |
| Balance transfer fee | No standing BT offer; up to 3% of the transferred amount if a promotional balance transfer rate is used |
| Cash advance | $5.00 per cash advance; cash advance APR 22.99% |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.