Scotiabank
Scotiabank American Express
Earn up to 3x Scene+ points on groceries and 2x on dining, entertainment and gas with no annual fee. Plus exclusive access to Amex Experiences.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
21.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 3x Scene+ points per $1 at Sobeys, Safeway, FreshCo, Foodland and IGA
- 2x on dining, entertainment, gas, transit and streaming
- up to 4x on travel booked through Scene+ Travel
- 1x on all other eligible purchases
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | No intro offer |
| Balance transfer rate | 22.99% |
| Balance transfer fee | Greater of $5.00 or 1% of the amount transferred |
| Cash advance | Greater of $5.00 or 1% in Canada ($7.50 outside Canada); cash advance APR 22.99% |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | American Express |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.