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Scotiabank

Scotiabank Platinum American Express

Travel further with 2x Scene+ points on every purchase, no foreign transaction fees, and a low 9.99% interest rate. Enjoy airport lounge access and comprehensive travel insurance.

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Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.

Annual fee

$399

Purchase rate

9.99% (purchases)

FX fee

None

Grace period

21 days

What this card pays you

Groceries
2.00%$96
Dining
2.00%$48
Gas
2.00%$36
Transit
2.00%$14
Travel
2.00%$24
Bills & subscriptions
2.00%$48
Everything else
2.00%$72
Net value$399−$61

This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.

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Rewards in full

  • 2x Scene+ points per $1 on all eligible purchases
  • an extra 3x (5x total) on hotels and car rentals booked through Scene+ Travel powered by Expedia
  • no foreign transaction fees
  • comprehensive travel insurance

Rates & fees

Scotiabank Platinum American Express: Rates & fees
Annual fee$399
Supplementary card fee$99 per supplementary card
Purchase APR9.99% (purchases)
Balance transfer introNo intro offer
Balance transfer rate9.99%
Balance transfer feeGreater of $5.00 or 1% of the amount transferred
Cash advanceGreater of $5.00 or 1% in Canada ($7.50 outside Canada); cash advance APR 9.99%
Foreign exchange fee0% (no FX fee)
Grace period21 days
NetworkAmerican Express

Important information

Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.

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