Scotiabank
Scotiabank Value Visa
Pay less interest with a low 13.99% annual rate and a 0% introductory balance transfer offer for 9 months. Named a best low-interest credit card by Milesopedia.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$29
Purchase rate
13.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- No rewards program
- low 13.99% interest rate on purchases, cash advances and balance transfers, plus a 0% introductory balance transfer offer
Rates & fees
| Annual fee | $29 |
|---|---|
| Supplementary card fee | $0 |
| Purchase APR | 13.99% (purchases) |
| Balance transfer intro | 0% for the first 9 months (promotional offer) |
| Balance transfer rate | 13.99% |
| Balance transfer fee | 1% of the amount transferred (minimum $5.00) |
| Cash advance | Greater of $5.00 or 1% in Canada ($7.50 outside Canada); cash advance APR 13.99% |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.