Simplii Financial
Simplii Financial Cash Back Visa
No annual fee and up to 4% cash back at restaurants and bars, plus 1.5% on gas, groceries and drugstore purchases. Add up to 3 authorized users at no extra cost.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
21.99% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 4% cash back at eligible restaurants and bars (first $5,000 per year)
- 1.5% on gas, groceries, drugstore purchases and pre-authorized payments (first $15,000 per year)
- 0.5% on all other purchases with no cap
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 (up to 3 additional cards) |
| Purchase APR | 21.99% (purchases) |
| Balance transfer intro | No current intro offer |
| Balance transfer rate | 22.99% |
| Balance transfer fee | No balance transfer fee disclosed in Simplii's published fee schedule |
| Cash advance | $5.00 per cash advance; cash advance APR 22.99% |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.