Tangerine
Tangerine Money-Back Credit Card
No annual fee and you pick your own 2% Money-Back Categories. Get a third 2% category free when your rewards are deposited into a Tangerine Savings Account.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$0
Purchase rate
20.95% (purchases)
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- 2% Money-Back in 2 chosen categories (3rd category when Money-Back is deposited into a Tangerine Savings Account)
- 0.5% Money-Back on all other purchases
Rates & fees
| Annual fee | $0 |
|---|---|
| Supplementary card fee | $0 (free additional cards for authorized users) |
| Purchase APR | 20.95% (purchases) |
| Balance transfer intro | 1.95% for 6 statement periods on balances transferred within the first 30 days |
| Balance transfer rate | 22.95% |
| Balance transfer fee | 1% promotional fee on the introductory offer (waived for Quebec residents); regular fee 3% of the amount transferred (minimum $5.00) |
| Cash advance | $3.50 within Canada, $5.00 outside Canada; cash advance APR 22.95% |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Mastercard |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.