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TD

TD Aeroplan Visa Platinum

Start earning Aeroplan points with an accessible entry-level card. Get up to 20,000 Aeroplan points and a first-year annual fee rebate - up to $500 in value.

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Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.

Annual fee

$89

Purchase rate

21.99% (purchases)

FX fee

2.50%

Grace period

21 days

What this card pays you

Groceries
1.50%$72
Dining
1.50%$36
Gas
1.50%$27
Transit
1.50%$11
Travel
1.50%$18
Bills & subscriptions
1.50%$36
Everything else
1.50%$54
Net value$89$165

This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.

We earn a referral fee if an application is approved. It does not affect this ranking. How we rank

Rewards in full

  • 1 Aeroplan point per $1 on eligible gas, EV charging, grocery and Air Canada purchases (up to $80,000 in annual spend)
  • 1 point per $1.50 on all other purchases
  • earn points twice via the Aeroplan eStore

Rates & fees

TD Aeroplan Visa Platinum: Rates & fees
Annual fee$89
Supplementary card fee$35 per additional card
Purchase APR21.99% (purchases)
Balance transfer introNo current intro offer
Balance transfer rate22.99%
Balance transfer fee3% of amount transferred on promotional transfers (may be reduced or waived at TD's discretion); no standing BT offer
Cash advance22.99% cash advance APR; 1% of the advance (min $3.50, max $10.00) in Canada, $5.00 outside Canada, plus $3.00 ATM fee where applicable
Foreign exchange fee2.50%
Grace period21 days
NetworkVisa

Important information

Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.

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