TD
TD Low Rate Visa
Keep more of your money with one of TD's lowest interest rates at 12.90% on purchases. Plus a 0% promotional purchase rate for your first 6 months and a first-year annual fee rebate.
Starting an application here does not affect your credit score. A credit check happens only when the issuer takes it further.
Annual fee
$25
Purchase rate
12.90% (purchases); 0% promotional purchase rate for the first 6 months from account opening under the current offer
FX fee
2.50%
Grace period
21 days
What this card pays you
This figure reflects your spending profile against this card's published earn rates, minus the annual fee. Category caps, welcome bonuses, insurance and lounge benefits, and first-year fee waivers are excluded from this estimate.
We earn a referral fee if an application is approved. It does not affect this ranking. How we rank
Rewards in full
- No rewards
- low-interest card
Rates & fees
| Annual fee | $25 |
|---|---|
| Supplementary card fee | $0 |
| Purchase APR | 12.90% (purchases); 0% promotional purchase rate for the first 6 months from account opening under the current offer |
| Balance transfer intro | No current balance transfer intro offer (the 0% for 6 months promotion applies to purchases, not balance transfers) |
| Balance transfer rate | 12.90% |
| Balance transfer fee | 3% of the promotional balance transfer amount (may be waived or reduced on specific offers) |
| Cash advance | $5.00 flat fee outside Canada; in Canada 1% of the advance (min $3.50, max $10.00); cash advance APR 12.90% |
| Foreign exchange fee | 2.50% |
| Grace period | 21 days |
| Network | Visa |
Important information
Rates, fees, and offers come from the issuers and can change without notice. Confirm every detail on the issuer's site before you apply. We provide comparisons and application intake only; approval decisions rest solely with the issuer.